Life can throw us surprises anytime and some of them may not be as pleasant as we want. One of the most cumbersome surprises is to fulfill a financial need when you have no money at all. Imagine your car is giving you trouble in the middle of the month and you are left with no money from your paycheck after paying the rent, bills and utilities expenses. There is no way that you can ignore the car for the remaining days as you need that transport facility to get to work everyday. So what do you do when you stuck in such soup?
Loans over the Phone
Technology has made everything easy and getting that money to fix your car is made even easier because of it. You can apply for the payday loans by phone anytime you are in need. Payday loan by phone is a type of a short-term payday advance, which can be availed in no time and no fuss to solve your temporary monetary issues. This type of loan is even faster than the online payday loan system. It may take sometime of yours to go on the lenders website and fill the application form personally. But with a help of a phone call you just need to call the lender, he will take your information over the phone and he will fill out the form at his end according to the information submitted by you. This saves your form filling time and confirming the information period for which you might have to wait for an hour for the lender’s executive to call you for the confirmation.
All you have to do is dial a number and give the information. Everything else is taken care of by the lender and money will be served to you in a silver plate. Once the lender fills the form according to the information given by you, the money is wired to your account within a day. You are neither required to fax your documents to the lender to make the application even simpler and safer. Nor are required to have a face-to-face meeting with them. All your problems are taken care off in a jiffy leaving you tension free with desire money in your hands.
It is important to realize that these loans charge a higher interest rate than normal as they are much faster and their application is fuss free. They also take a higher risk by lending you money if your credit score is low or zero. Thus, it is advisable to search for other alternatives to fulfill your financial needs before applying for the payday loans over the phone. It can get borrowers into trouble as it bends towards the steep side. These loans can also get addictive as they are easily attainable but one has to keep his expenditure in control and not splurge with the funds available from over the phone loans.
- Los Angeles, CA
- Chicago, IL
- Houston, TX
- Phoenix, AZ
- Philadelphia, PA
- San Antonio, TX
- San Diego, CA
- Dallas, TX
- San Jose, CA
- Austin, TX
- Jacksonville, FL
- San Francisco, CA
- Indianapolis, IN
- Columbus, OH
- Fort Worth, TX
- Charlotte, NC
- Louisville, KY
- Seattle, WA
- Denver, CO
- Nashville, TN
- El Paso, TX
- Washington, DC
- Boston, MA
- Detroit, MI
- Memphis, TN
- Portland, OR
- Oklahoma City, OK
- Las Vegas, NV
- Baltimore, MD
- Milwaukee, WI
- Center, IN
- Albuquerque, NM
- Tucson, AZ
- Fresno, CA
- Sacramento, CA
- Mesa, AZ
- Kansas City, MO
- Atlanta, GA
- Long Beach, CA
- Colorado Springs, CO
- Raleigh, NC
- Miami, FL
- Virginia Beach, VA
- Omaha, NE
- Washington, IN
- Oakland, CA
- Minneapolis, MN
- Tulsa, OK
- Arlington, TX
- New Orleans, LA
- Wichita, KS
- Cleveland, OH
- Tampa, FL
- Bakersfield, CA
- Wayne, IN
- Aurora, CO
- Honolulu, HI
- Anaheim, CA
- Aurora, IL
- Santa Ana, CA
- Corpus Christi, TX
- Riverside, CA
- Rockford, IL
- Lexington-Fayette, KY
- St. Louis, MO
- Stockton, CA
- Pittsburgh, PA
- St. Paul, MN
- Cincinnati, OH
- Anchorage, AK
- Henderson, NV
- Bridgeport, CT
- Greensboro, NC
- Plano, TX
- Lincoln, NE
- Newark, NJ
- Toledo, OH
- Orlando, FL
- Chula Vista, CA
- Irvine, CA
Generally payday loans over the phone/payday loans by the phone are given for a period of two weeks or until the next payday. You have to repay the loan along with the interest charged by the lender with the funds from the next payment. The loan amounts are small and can be easily repaid with the help of your payment. Therefore there is no need for you to be stuck in jam for the entire month even if you have exhausted your entire salary.
The requirement for these loans is as basic and simple as its application. You have to have a steady employment making at least $1000 per month. You also need to be an American citizen with an active bank account and age of 18 years and above.